The American Express Membership Rewards® Credit Card

  • Renewal fee waiver
  • American Express EMI
  • Accelerated Earn Rate
  • Travel bookings
  • Gold Collection
bajajcapital credit card



Get rewarded for your spends with 5X Membership Rewards® Points at select merchant partners like Bookmyshow, PVR, Big Bazaar, Dmart, More, Reliance Fresh and and 10X Bonus Membership Rewards® Points at Flipkart and Ola(capped at 500 MR Points per month).

  • Joining Fee
  • First year fee: ₹495 + applicable taxes
  • Second year onwards: Fee Wavier on spending ₹39,999 in cardmembership year else ₹495 + applicable taxes.
  • Joining Offers
  • Cashback gift of ₹500 on spending ₹10,000 in first 90 days
  • Eligibility
  • Personal annual income more than ₹4 lacs per annum.



Earn 1,000 Bonus Membership Rewards Points for using your Card 4 times on transactions of ₹1,000 and above every month. Redeem from the fabulous 18 karat and 24 karat Membership Reward Gold Collection. Enjoy benefits on your travel bookings with

  • Joining Fee
  • First year fee: Nil
  • Second year onwards: Nil if annual spends more than ₹1.5 lacs. Else ₹1,500 + applicable taxes
  • Joining Offers
  • 2,000 Bonus Membership Rewards Points, to be awarded as Welcome Gift
  • Eligibility
  • Personal annual income more than ₹4.5 lacs per annum.
bajajcapital credit card



Spend ₹1.90 lacs in a year and get Travel Vouchers worth up to ₹7,700 Spend ₹4 lacs in a year and additionally get Travel Vouchers worth up to ₹11,800. Also get a voucher worth ₹10,000 from the Taj Group

  • Joining Fee
  • First year fee: ₹3,500 + applicable taxes
  • Second year onwards: ₹5,000 + applicable taxes
  • Joining Offers
  • Welcome Gift of 5,000 Bonus MR Points redeemable for Travel Vouchers of ₹4,000
  • Eligibility
  • Personal annual income more than ₹6 lacs per annum

Why Bajaj Capital?


Bajaj capital offers a seccured platform to take care of all your personal information


We offer our customer quick and hasslefree processing of all their applications


We ensure that our system remain simple and userfriendly for all customers

Exceptional Experience

Bajaj Capital strives hard to provide it customers a seamless experience

Frequently Asked Questions

Q.What are the modes available for credit card bill payments?

The various online modes of payment for American Express card holders are NEFT- National Electronic Fund Transfer, ECS- Electronic Clearing Service, or Direct Debit.

Q.Can I link my personal American Express card with Corporate card account?

No, it is not possible to link your personal American Express card with corporate card account. Though the bank is trying to connect all the systems to bring you the delightful experience.

Q.Will I be charged by Bajaj Capital for services offered?

No. The services offered by Bajaj Capital are completely free of charge.

Q.When is the late payment fee charged on credit card?

A late payment fee is charged on the credit card when the consumer pays a required minimum on a credit card after the due date. The best way to avoid a late payment fee is by paying at least the minimum payment on time.

Q.How can I block my credit card?

You can block your card by simply calling the number provided in the back of your card to reach the American Express customer care. After providing all the identifying numbers, you can inform them to block the credit card.

Q.Can I deactivate my credit card?

Yes, Once you have decided to close your credit card, the first thing you need to do is to contact your card issuinsg bank and tell them regarding your card cancellation request. They will ask the reason behind your cancellation request to further guide you through the whole credit card cancellation procedure. According to the norms, you will have to send a written communication via email to your concerned bank so that they can verify and cross check the authenticity of the request. Do keep in mind, your cancellation request will only be accepted once your card holds no dues.

Q.Am I eligible to have an Amex credit Card?

You can be eligible for an American Express credit card if you meet the following conditions:

  • You must be at least 21 years old.
  • You must be a citizen of India.
  • You must have a good credit score or credit history.
  • You must not have filed for bankruptcy in the past 7 years.
  • The applicant must have an annual income of at least ₹4 lakhs per annum which could vary based on the credit card.

Q.Which American Express Credit Cards offer the EMI option on purchases?

EMI option on purchases is available on the following American Express Credit Card(s):

  • The American Express Platinum Reserve Credit card
  • The American Express Platinum Travel credit card
  • The American Express Membership Rewards Credit Card
  • The Jet Airways American Express Platinum Credit Card
  • The American Express Gold Credit Card

Q.As a constant traveler, what cards will help me in my travels?

There are many travel benefits offered in many of the American Express cards. Some of the common benefits are:

  • Welcome benefits in the form of travel vouchers or reward points
  • Complimentary visits to airport lounges across India*
  • Travel vouchers on milestone achievements
  • Complimentary membership with select Hotels & Resorts
  • 24*7 Concierge Service
  • Cashback and other benefits on bookings made via